The New LinkWorth Toolbar
We are in the final stages of our much anticipated LinkWorth Toolbar. The goal was to create a simple tool that you can install with no hidden program installs or no hidden spyware or adware like most other toolbar creators tend to push on everyone. I guess to offer something free, they have to make money on it somehow to cover the time put into the development, but that is fine if they would just do a better job of telling you up front.
Well you have our 100% guaranteed word, the only thing our toolbar has in the installation is a toolbar, and that is it! We have no hidden adware, no hidden spyware or any other installation except the LinkWorth toolbar.
You may ask yourself, “What is the catch then?” Well the catch is you spread the word around about LinkWorth. We are working off of the same principle the big companies like Yahoo! and Google follow….give things away for FREE with no catch. All LinkWorth tools will always be free to LinkWorth customers and non-customers. Our working capital is generated through our text link advertising system and this funds our developments and maintenance.
Speaking of tools…lets get back to the LinkWorth Toolbar. Here is the list of features the LinkWorth Toolbar has:
- Alerts partners of new pending links (shows a new icon) inside their account with a link to the login page
- Shows a red X icon with eyeballs when there are no pending links for partners
- Alerts Advertisers and Partners of new messages in their account
- Provides real time stats on any website you visit in a matter of seconds
- Shows pages indexed and total back links for Yahoo!
- Shows pages indexed and total back links for MSN
- Shows pages indexed and total back links for Google
- Provides a link to the LinkWorth Homepage
- Offers a search field with the option to search Yahoo!, MSN or Google
- To gather stats on a site, press the ‘GET STATS’ button so it only happens at your command
So check back for the launch of this new and exciting toolbar. Buying links will never be easier!
Credit options for a Mortgage
Checking your credit score will help you determine your financing options; lenders use it to set your loan pricing and see if you’re able to repay your mortgage. Also, when you’re eligible for an auto loan, credit scoring models will look at your credit report to determine whether you’re an excellent risk for credit damage, and a lender may refuse to extend you the loan if they find out that you’re a credit risk.
Some banks, including Ally, Nela, SunTrust, SunTrust, Nationwide, PNC and Wells Fargo use the FICO Credit Score for their credit applications. Some state offices also use the FICO credit score, although not all states have the same model.
When you apply for a mortgage, a lender will also look at your credit report. Many lenders will use the FICO Credit Score in conjunction with the historical payment history from your credit report to calculate your risk score, which can help them decide whether you are a good risk for credit damage.
In order for your credit score to rise, you need to make steady, qualified, and timely payments to your mortgage lender and you can get more data on how this work in sites such as https://reali.com/new-mortgage/. Your mortgage lender will set up a process for this and other requirements (see below for the details).
When will my credit score change?
The most accurate, current, and trustworthy information is contained in your credit report. The first time a lender looks at your credit report, they will not see your information but will be looking at your account history. If they see that you’re having trouble paying your mortgage payments, or are trying to access more credit, that should raise red flags. If you’re having trouble making payments on your mortgage and are having trouble paying your other bills as well, you should get more detailed information about your credit situation and address these issues as soon as possible.
Is my credit report accurate and up-to-date?
Everyone’s credit report will be accurate and up-to-date, but you may not know about any major mistakes or errors until its too late and the damage is already done.
You don’t have to worry that your credit report will be accurate and up-to-date at all, because the information in it is protected. The Experian Credit Report Guarantee ensures that no agency can take your credit report (or information contained in it) and use it to issue credit, or offer credit to you. Experian Credit Report Guarantee details on how to file a dispute about your Experian Credit Report.
Should I keep my credit report updated?
A credit score is calculated based on your credit reports, which include any information that has not been filed. That’s why you should keep your credit reports up-to-date in the normal course of business.
How often should I check my credit score?
The first time a lender checks your credit report, you don’t need to worry. They do not run a credit check, just check your report for inaccuracies and record that information for future reference. If they find you to be an excellent risk for credit damage and refuse to loan you the mortgage, they wont run a credit check. The decision to run a credit check is up to them.
The LinkWorth Affiliate Program
To become an affiliate for LinkWorth, one should create a new partner account. Once the account is created, you instantly receive a unique affiliate id. If you choose to be an affiliate and do not wish to sell links on your site, you can simply take your listing offline once your account is a approved.
Our affiliate program is one that we felt should be rewarding enough to keep people interested. Paying someone for an advertiser referral with just a one time small fee wasn’t enough. So putting myself into the shoes of an affiliate, I felt the thing that would make me most happy was to earn money not only on the referral, but to earn money on the money spent by the referral. If an affiliate refers a client that spends twenty five thousand per month, I would love to earn a commission on that money. After all, I did send the customer.
All affiliates who send a new “ADVERTISER” referral, will earn $10 just for the advertiser signing up. Then, for the life of the customer’s account, the affiliate will earn 5% of all renewal transactions. The only thing we do not pay for is the first time a link is purchased and the reason for this is because some links are purchased with one day left in the month, so the price may be less than one dollar. We felt earning a commission on the renewals would pay the affiliate much better in the long run and as time goes on and an affiliate refers more and more advertisers, the monthly renewal portions paid will be a great steady payout.
At this particular time, we do not pay for partner referrals. This is something many of you have asked about and our reply to all of you has been we are looking for the best possible solution and want to reward for partner referrals. While the majority of people in this world are good people, there are the few that find ways to beat the system, so we have to ensure our protection against anything like this. We have too many scenarios that leave us wide open for this, so we are discussing many options to try and find the best solution. So hang in there, we WILL find a solution, and soon.
Affiliate payments are included each month with regular partner payouts. The amount is indicated on the invoice you can print from within your account. Affiliate stats, which show all earnings, are available in your account affiliate section.
Ways to promote LinkWorth are endless. We have provided a few tools/images/text you can use that contain your unique affiliate id. One of the more popular methods of referring new advertisers is by using our STATS LINK TOOL, or also known as the BUY DIRECT TOOL. This is a small text box which can be placed anywhere on the affiliate’s website offering to sell links on their site. It links potential link buyers directly to a LinkWorth page which shows all of the stats for that affiliates website. This helps convert a potential advertiser to purchase a link on your site. They can click the buy a link button and instantly purchase a link from you.
Partner Payouts – “Where is my money?”
The single most asked question here at LinkWorth, which is a great question…”Where is my money?”. Any partner account that has text links placed on their site wants to make sure they receive their money each month. Well, hopefully we will do a good job of providing the answers to everyone’s question about partner payouts so this question will not come up as much. Of course there may be issues that arise, and we definitely do not mind answering the question, but it might save the partners the time to ask us the question. Or even get upset because they did not understand our policies. So here is the nuts and bolts of partner payouts, which can also be found here:
Terms of all deals are set as month to month commencing on the 1st day of each month. The initial creation of any deal will be for the remainder of the current month created, then the deal will renew automatically on the 1st of the next calendar month. Terms can never be changed or altered.
Payments are made on the 5th day of each month, or the first business day thereafter if the 5th falls on a holiday or weekend. All money paid is for transactions that occurred prior to the current month you are being paid on. So if the payment is made on January 5th, it will be for all money earned before January 1. Payments are made how you request them to be paid. To find optional methods of being paid, login to your account and visit the ACCT INFO >> PAYMENTS section for more information.
Renewals happen on the 1st of each month. All deals automatically renew each and every month unless the advertiser or partner cancels. Renewals that happen on the 1st of January will not be paid to the partner until the 1st of February. All payments are held until the term being paid is over. This gives advertisers the insurance their link remains for the time paid. Renewals are always for your full price agreed to upon the deal creation. Renewals can never be changed in price.
Amounts can always vary when a deal is initially created. As stated in the terms section, when a deal is first created, it is for the remainder of the current month, which will provide a prorated dollar amount for the first month. If a price is set for $100 per month, an advertiser buys a link from your site on the 15th of the month, the deal is for the remaining 15 days of the current month and the total amount paid initially would be $50.00. This will cover the remaining 15 days of the month and the deal will auto-renew for the full $100 on the 1st of the next month. In this situation, partners will be paid the prorated amount on the next month’s payout, as long as the minimum payout has been met.
Amounts of payouts will consist of all transactions accumulated prior to the current month being paid, less 30% retained by LinkWorth for use of our system. It will also consist of any affiliate referral payments and affiliate recurring commissions from referrals. If you have used any of your unpaid money to become a featured partner listing, this will be deducted from your payout and noted on your invoice. If you have a combo account and converted any of your unpaid money into advertising dollars, this will also be deducted from your payout amount. So the shortened equation of your payout amount is:
Links Sold (-) 30% (+) Affiliates (+) Affiliate Recurring (-) Featured Listing (-) Converted Ad Dollars
(=) TOTAL PAYOUT
Minimum payout refers to the dollar amount a partner must meet before payment is made. The default, and lowest possible minimum payout is $25.00 USD. When invoices are created, if the amount owed has not met the minimum payout, it will remain unpaid money in that partner’s account until the next payout of the following month. Minimum payouts can be set up to $250 if desired.
Invoices will be created if payment is made each month. The invoices are available in your account by browsing to ACCT INFO >> PAYOUTS. These invoices and payout listings will detail what each refers to. Each invoice with a link to view can be easily printed for your records if needed. No paper invoices will be sent with payments any longer since this information can be attained easily from within your account.
Now that you have your payments, the first thing you can think of is that you are going to spend it, right? Better try to save a little and take out life insurance. There are even providers that give you a life insurance with free gift, consult and you can see it clearly. protect your family from any fatality that may happen to you.
Link Price Quote Tool
We are happy to annouce our newest tool built for partners. The biggest reason for a new website listing to be declined is pricing. If the price set is not competitive, as stated in the partner guidelines, we are not going to approve it. We want to help you sell links and in order for this to happen, your pricing is one of the most important factors. Since this is a common problem, we have built a pricing tool will generate an average price range for any website.
To use the tool it is very easy. Login to your Partner account, click on the TOOLS menu option, then click on the sub menu option LINK PRICE. On this page, enter your domain as www.yoursite.com, then press the “GET QUOTE” button. It will display the stats gathered and used to determine the price and it will give a price range for each link location.
This tool is currently in beta mode. We are still testing the mathematical equations involved, but for the most part, it’s pretty accurate. The prices given are based on fair market prices within LinkWorth. We are still working to ensure it is as accurate as possible, but as it stands now, we strongly suggest partners to use this tool when determining their prices.
Here is an example print out of the tool:
|Link Placement||Price Range|
|Home Page Price:||$ 80.00 To $ 100.00|
|Sub Page Price:||$ 50.00 To $ 60.00|
|Entire SiteRun Price:||$ 125.00 To $ 150.00|
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What is the point of LinkWorth?
One thing we have discovered in seeking new advertisers is almost everyone has been burned one time or another by “SEO” companies that promise the world and never deliver. Sure there are some great SEO companies out there, however, it seems like anyone that can build a website seems to think they can also be an SEO expert. Read a couple SEO related website forums and “whammo”, they are experts. Then throw in the fact most online advertisers do not know too much about this field and you have an easy target. The so-called SEO expert throws some technical terms out the advertiser has never heard and they take the bait. So due to this common occurrence, most visitors are very reluctant to give LinkWorth a shot. Hopefully this will give some trust in the services offered here at LinkWorth.
When marketing your website, the obvious tasks are to bring potential customers to your website, then make the sale. While it sounds fairly simple, the bringing new customers to your site can be a difficult task. There are many different forms of advertising online, but many are very expensive and turn up zero conversions, so LinkWorth is a very affordable method that ultimately brings free traffic to your website.
Search engines rank a website by many factors, onsite and offsite. The two most important are:
LinkWorth tackles these two factors with an emphasis on the Link Popularity. To build your link popularity, you must create partnerships with other similar, or relevant websites and have a text link advertisement on their website, linking to your website. The more you accumulate, the higher your popularity becomes. The 1-2 punch is attracting similar visitors from their site to your site and building your popularity which helps to push your listing north in the search engines.
In order to accomplish this, advertisers need webmasters that wish to participate and sell space on their website. The LinkWorth system is a grand meeting ground for webmasters that want to advertise and webmasters that offer advertising. It simplifies the entire process and also allows both sides to have a neutral party involved. Our system monitors all ads on a daily basis so advertisers no longer have to.
So the “point of LinkWorth” is very simple. It offers a solution for both types of webmasters. If you have a website, then LinkWorth is for you. If you want to promote your site, our system helps build your link popularity and push your listing to the top. If you want to earn money by selling ads on your site, our system sends the advertisers to you. It’s a win-win situation for everyone.
Welcome to the new LinkWorth Blog
Other than the obvious reasons, we felt a blog would be a great resource for LinkWorth customers and visitors to get more personalized information about LinkWorth, along with great tips and tricks. We are adding more and more new features to the LinkWorth system which will greatly benefit your needs, so this will be a great place to read and learn about them.
Just like other blogs, you are welcome to comment on all articles. Due to the lovely spammers, all comments must be approved before they are published. We may try it without the approval method, but it really depends on the level of activity.